Logo of the Houghton Law Firm
Office (302) 658-0518

800 West Street • Wilmington, DE 19801

Currently, all Bankruptcy Court activities and attorney consultations are occurring by telephone.
No need to come to Wilmington!!

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Ms. Houghton Honored in Magazine

Once again, after careful consideration by her peers, Attorney Vivian Houghton was named the top bankruptcy lawyer by Delaware Today for 2010.
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Chapter 7: $1,200.00 Plus $338.00 Filing Fee

Chapter 13: $0.00 down plus $313.00 Filing Fee

Prices listed are for most cases and are subject to change according to your case.

Evening and weekend consultations available!

Want Proper Bankruptcy Representation in Delaware?

Talk With an Experienced Delaware Bankruptcy Attorney


The Law Office of Vivian Houghton provides bankruptcy and real estate services for individuals and is experienced in the various aspects of bankruptcy and real estate law.

Choosing to file bankruptcy can be a difficult decision. A Delaware bankruptcy lawyer can help an individual choose whether filing bankruptcy is the proper route. If one is in foreclosure or has received a notice of foreclosure, filing bankruptcy can save his or her home. Depending on the stage of the foreclosure process, the home may possibly be saved.

With the new bankruptcy rules, not everyone qualifies to file for Chapter 7 bankruptcy, which erases most debts. A Delaware bankruptcy lawyer can help determine whether an individual qualifies for Chapter 7. Even if a person thinks he or she does not qualify, he or she should contact a Delaware bankruptcy attorney. There are deductions that can be taken, which may bring his or her income to a qualifying level.

For those who do not qualify but need to file bankruptcy, the Law Office of Vivian Houghton can help with a Chapter 13 bankruptcy reorganization filing. Ms. Houghton will help the individual create a bankruptcy plan and will attend the creditor’s meetings with the debtor.

The Law Office of Vivian Houghton also provides real estate representation in Delaware. Experienced real estate closings, we can make sure you receive qualified representation in your purchases and refinances.

Se habla español


April 1, 2015 5.0 stars
If you need a caring, considerate and understanding Bankruptcy Lawyer Call Vivian Houghton
I know caring, considerate and understanding are words you never associate with a lawyer but Vivian is all of those things. I recently processed my bankruptcy with Vivian. It was a tough trying time for me personally. Vivian made me feel cared about, listened to my concerns and helped me through the entire process. I also have to credit her staff for taking the time out to answer my questions and help me along in the areas I didn't understand.
Bankruptcy is never something a person wants to do. Vivian and her staff made the process simple and easy. From the first meeting to my date at the court.
I would highly recommend Vivian to anyone who is considering Bankruptcy. Thanks to her services I have been given a restart in life. If your at the point where your financial life is out of control save your health and give Vivian a call!
Posted by anonymous

August 2017 5.0 stars
Ms. Houghton and her team are very professional. They ensure you understand all the information you are given. They offer smiles, don't keep you waiting, and a very comfortable business atmosphere.
Terri Hall
Google Review

Logo for the National Association of Consumer Bankruptcy Attorneys

Vivian A. Houghton is the Delaware State Chair of the National Association of Consumer Bankruptcy Attorneys (NACBA), and a member of the National Association of Consumer Advocates (NACA).

Logo for the National Association of Consumer Advocates